Your Guide To Health Insurance In Hong Kong

Safeguard your health and wealth with these health insurance plans.

Health has been at the top of all of our minds with the COVID-19 pandemic still persisting. Amid rising healthcare costs and an unstable economy, the last thing we need would be for unexpected medical bills to fall on our lap. But with the right health insurance plan, this financial burden can be avoided. Whether you’re considering an all-rounded Voluntary Health Insurance Scheme (VHIS) or a more personalised plan that suits your specific health needs, our guide to health insurance in Hong Kong will have you covered.

Read more: What To Consider When Picking Your Health Insurance Plan

Pacific Prime Hong Kong

Looking to get covered for treatment at the city’s best hospitals without having to pay a fortune out of pocket? Award-winning global health insurance company Pacific Prime Hong Kong partners with top insurers to bring you world-class expat health insurance plans. Here, you’ll enjoy a plethora of benefits, plus you’ll avoid those limitations typically associated with local health plans, such as where you can receive your care. With over 20 years of experience providing expats with bespoke plans, compare your options with a member of its dedicated team of 700+ expert insurance advisors and customise your policy to suit your own personal needs and budget. You can’t go wrong – get your free quote today!

Pacific Prime Hong Kong, Units 1-11, 35/F, 1 Hung To Road, Kwun Tong, Kwun Tong, Kowloon, Hong Kong, 3589 0531, info@pacificprime.com, Facebook: Pacific Prime Hong Kong, www.pacificprime.hk

Alea

Formerly AD MediLink, Alea will help you find the right life or health insurance at the right price, with unbiased advice and outstanding support. Using years of experience, Alea will compare 100+ solutions from 25 major insurers – including the best VHIS, life/critical illness and more – saving you time, money and headaches! What’s more, as an Alea client, you will get perks such as curated wellness information, member discounts and exclusive sessions with top doctors and experts. Don’t wait, get your free personalised quote today.

Quote “Sassy” when contacting Alea to get a free consultation from now until Saturday, 31 December, 2022.

Alea, Unit 2202, Seaview Commercial Building, 21-24 Connaught Road West, Sheung Wan, Hong Kong, 2606 2668, Facebook: Alea Health Insurance, alea.care

AIA

A first in the market, AIA offers a number of severity-based health protection plans that determine your claims based on the severity of your medical journey, covering every disease and injury under the sun – even new diseases that haven’t been discovered yet! You can also opt for one of AIA’s VHIS health insurance plans, or choose from its more specific medical protection products.

AIA, 2232 8888, www.aia.com.hk

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AXA

With AXA’s Medical Insurance, not only can you reimburse medical consultation, but also other medical bills including surgery, treatment and hospitalisation. For comprehensive and flexible medical protection, check out AXA’s tax-saving VHIS series which covers unknown pre-existing conditions.

AXA, various locations across Hong Kong, 2523 3061, www.axa.com.hk/en/health-insurance

Bupa

Bupa provides an extensive range of comprehensive health insurance schemes, with plans including everything from hospital benefit, clinical benefit, hospital cash benefit, maternity cover, dental benefit and critical illness insurance. Popular choices include the Bupa Hero VHIS plan, a tax-deductible VHIS Flexi plan with full cover for surgical and cancer treatments and more, and the Bupa Safe Critical Illness plan, which covers up to 85 critical illnesses at different stages in your life.

Bupa, 2517 8560, www.bupa.com.hk

Read more on Sassy Mama: Family Health Insurance And Maternity Cover In Hong Kong

HSBC HK

Looking for a fuss-free comprehensive medical plan? The HSBC VHIS Flexi Plan will have you fully covered for hospitalisation and surgical fees, and provides all-round medical coverage (including access to quality medical care at private healthcare services) with all the basic benefits of the HSBC VHIS Standard Plan. The bank also offers specific plans covering hospital cash insurance, outpatient care, cancer care, accident insurance and more.

HSBC HK, www.hsbc.com.hk

Read more: How Can I Protect Myself And My Family If I Get Sick?

Prudential

Prudential’s VHIS series offers a variety of plans to suit a range of medical needs (Flexi, Core or VIP), which ensure you are reimbursed for hospitalisation and surgery expenses, as well as treatment cost after discharge, and more. Also available are critical illness plans that guard you against ongoing serious illnesses, and three supplementary accident plans that will give you extra financial support to cover unexpected incidents.

Prudential, 3656 8362, www.prudential.com.hk