Looking to start saving but need a helping hand when it comes to organising your finances?
We all know that Hong Kong is an expensive city. After rent payments, phone bills and travel costs – not to mention that latest happy hour bill or ASOS splurge – come the end of the month, our bank accounts are often left looking a little sad. It’s no secret that saving can be hard, but the first step to having a little more cash is getting a grasp on how much is actually coming in and out of your accounts. An overview of your everyday spending can be the key to starting out on the right track, and ultimately, saving money. If you’re guilty of picking up a coffee on the way to work every morning, taking multiple ubers, or splashing out on impulsive purchases, it’s important to recognise the way you are spending your money, and the areas where you can cut costs and work towards a budget.
By having all of your spending data on one platform, you will get a better overview of your finances and saving is sure to get a little easier. Many of us have several bank accounts or credit cards that money comes in and out of each month, so the idea of simplifying the whole process and bringing all of your data together securely in one user-friendly app is a dream. Enter gini, the new Hong Kong based app that is making organising your finances and tracking your spending simple.
By linking your various accounts to gini, the app automatically updates every time a transaction happens, so all of your payments are tracked and easy to view in one place – meaning there’s no need to check multiple online platforms, keep hold of old receipts, or even spend time on confusing excel sheets! As well as the easy-to-use search tool, which makes it a breeze to find a particular payment, the gini app also comes complete a handy feature that makes daily financial reporting incredibly simple. By pulling a few months’ worth of data, all transactions are securely analysed and put into charts, allowing you to manage your money quickly, easily and efficiently with the smartest spending tracker.
And because gini uses bank-level security, and data is never stored on the apps servers, you can be sure that your finances are kept safe and secure. As a personal finance management and budgeting app, gini only uses as a platform to track spending, and neither you nor anyone who might get into your account can move or withdraw money.
Sassy Perk: Want to try out gini for yourself? Get exclusive early access by using the code “gini4u”! Download gini here.
Brought to you in partnership with gini